Benefits
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| Employee Benefits Summary |
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Kohner Properties, Inc. makes available health, dental, life and short term disability insurance to all regular full-time employees in order to provide financial security for you and your family in times of illness, injury or death. Also available are voluntary life and long term disability coverage, as well as a health and dependant care FSA programs, and 401k.
You will be eligible for these benefits as of the waiting periods listed below. Medical and Dental coverage will be in effect on the 1st of the month following your waiting period, upon timely submission of the required enrollment forms. These enrollment forms will be provided to you prior to your 90 day mark.
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| LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE |
| Premiums |
Standard Benefits |
Accidental Death |
Dismemberment (loss of limb) |
| 100% Employer Paid |
$25,000* |
$50,000* |
Benefit depends on degree of disability |
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| * Benefit Amounts are reduced by 35% at age 65, 70 and 75 |
| 90 Day Waiting Period |
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| SHORT TERM DISABILITY INSURANCE |
| Premiums |
Waiting Period |
Weekly Benefit |
Benefit Duration |
Partial Disability |
| 100% Employer Paid |
14 days of medically certified
absence due to non-work
related injury or illness |
60% of your base pay up
to $500 per week |
Up to 11 Weeks |
Partial payment made for
shortened work hours |
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| 1 year waiting period |
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| MEDICAL & DENTAL INSURANCE |
| Per Payroll Contributions - 26 Pay Periods |
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| Coverage |
Tobacco Free
Base/Buy Up |
Tobacco
Base Plan |
Tobacco
Buy Up Plan |
| Employee |
$25/$80 |
$41 |
$105 |
| Employee & Spouse |
$145/$240 |
$167 |
$267 |
| Employee & Children |
$120/$200 |
$141 |
$225 |
| Family |
$220/$350 |
$245 |
$382 |
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| 90 day waiting period |
Premiums shared by Employer & Employee |
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| (medical and dental combined) |
Delta Dental: $1,000 maximum annual benefit |
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| All deductions are made on a pre-tax basis, which means you do not pay Federal, State and FICA taxes on the income that pays for your insurance benefits. |
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| Medical and dental benefits summaries will be provided within your first 90 days of employment or upon request. |
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